Get The Funds You Need

Discover the path to swift financial assistance.

visit our branches (855) 848-6379

80% Approval Rate

Most applicants get approved for payday loans

$350 Average Loan Amount

In some state you may borrow up to $1,000

14 Days Term

Some states provide allow 7 days term.

Astra Payday Loans

Our benefits

Payday loans give you the money you need upfront and lets you spread the cost of paying it back

Simple process

Easy and quick in-store loan process

Not strict criteria

Less strict lending criteria compared to other loans

Сredit rating

These loans are often available to people with less than perfect credit score

Unsecured loans

They are unsecured, which means you don’t need to offer property or valuables to secure them

Get an Astra Payday Loan Near you

Is your next paycheck a week away? Are you short on cash? Astra Payday Loans is here to assist you and get the loan you need today!

visit our branches (855) 848-6379

How to apply for a loan

01

Visit Our Store

And apply for a loan

02

Get Approved

Get fast approval by one of our loan officers

03

Get Your Cash

Get cash in hand or in your bank account

Frequently Asked Questions

What is the easiest way to get a payday loan?

Find a local payday store in your neighborhood and step in to apply for a loan. Astra Payday Loans have many stores across the U.S.; check our locations page to find the one closest to you

What is the minimum credit to get a payday loan?

Anyone can apply for a payday loan, however better terms may be available for higher scores.
Borrowers with bad credit score may still be able to secure a loan, though more stringent requirements are likely.

What is the difference between unsecured and secured loans?

Unsecured loans are based on the borrower’s creditworthiness, while secured loans require collateral such as a car or other assets to secure approval.

How can I improve my credit score before applying for a loan?

Pay your bills on time, keep credit utilization low, reduce debt, and dispute any errors on your credit report to improve your credit score before applying for a loan.
Taking these steps can help you get a better interest rate and more favorable terms on your loan. It can also help you qualify for a larger loan amount.
By taking the time to improve your credit score, you can save money in the long run.

What factors should I consider when comparing payday lenders?

When comparing payday lenders, make sure to consider factors like interest rates and APR, fees and charges, and funding time and customer experience for the best possible outcome.
These factors can help you make an informed decision and ensure that you get the best deal for your needs.

What are you waiting for?

Please contact your local branch or call us for assistance.

visit our branches (855) 848-6379

Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies of Astra Payday Loans. Funds may be deposited for delivery to your bank via ACH as soon as the same business day if verification is completed and final approval occurs before 12:00 PM CT on a business day. If approval occurs after 12:00 PM CT on a business day or on a non-business day, funds may be delivered as soon as the next business day. The availability of funds is dependent on how quickly your bank processes transactions. Astra Payday Loans may use credit report information provided by Clarity Services and Experian as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your Experian credit report and therefore they will not affect your FICO score. Astra Payday Loans reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR APPLYING FOR A NEW LOAN To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who is applying for a new loan. What this means for you: When you apply, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If you have questions or concerns, don't hesitate to get in touch with the Astra Payday Loans Customer Support Team by phone at (855) 848-6379, Monday – Friday, 8 a.m. – 8 p.m. and Saturday -Sunday between 9 a.m. – 7 p.m. Central Time, or by sending an email to suport@astrapaydayloans.com

By applying for a loan, you acknowledge, agree, and authorize Astra Payday Loans to obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Loan approval is subject to meeting the Astra Payday Loans credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state.

Consumers may need to demonstrate their ability to repay the loan. Upon completion of the loan application, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. We recommend and encourage consumers to pay early in order to avoid additional finance charges. Short-term, installment, and title loans should be used with caution. 

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