If you need assistance or have any questions regarding our service or payday loans, we’re here to help!
80% Approval Rate
Most applicants get approved for payday loans
$350 Average Loan Amount
In some state you may borrow up to $1,000
14 Days Term
Some states provide allow 7 days term.
If you need assistance or have any questions regarding our service or payday loans, we’re here to help!
What are you waiting for?
Please contact your local branch or call us for assistance.
Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies of Astra Payday Loans. Funds may be deposited for delivery to your bank via ACH as soon as the same business day if verification is completed and final approval occurs before 12:00 PM CT on a business day. If approval occurs after 12:00 PM CT on a business day or on a non-business day, funds may be delivered as soon as the next business day. The availability of funds is dependent on how quickly your bank processes transactions. Astra Payday Loans may use credit report information provided by Clarity Services and Experian as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your Experian credit report and therefore they will not affect your FICO score. Astra Payday Loans reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR APPLYING FOR A NEW LOAN To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who is applying for a new loan. What this means for you: When you apply, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If you have questions or concerns, don't hesitate to get in touch with the Astra Payday Loans Customer Support Team by phone at (855) 848-6379, Monday – Friday, 8 a.m. – 8 p.m. and Saturday -Sunday between 9 a.m. – 7 p.m. Central Time, or by sending an email to suport@astrapaydayloans.com
By applying for a loan, you acknowledge, agree, and authorize Astra Payday Loans to obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Loan approval is subject to meeting the Astra Payday Loans credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state.
Consumers may need to demonstrate their ability to repay the loan. Upon completion of the loan application, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. We recommend and encourage consumers to pay early in order to avoid additional finance charges. Short-term, installment, and title loans should be used with caution.
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